PRIVACY POLICY

1. Who We Are

This website, BestPremiumQuotes.com, is operated by [One Touch Media LLC, doing business as Best Premium Quotes] (“we,” “us,” or “our”). We are an insurance marketing company. Licensed insurance agents who contact you through our website may represent Medicare Advantage and Medicare Part D plans. This Privacy Policy explains what personal information we collect, how we use and share it, and the choices you have.

We are not connected with or endorsed by the U.S. government or the federal Medicare program.

2. Information We Collect

Information you give us. When you complete a form on this website, we ask for your first and last name, email address, phone number, and ZIP code. If you use our Contact Us form, we also collect the message you write.

Please do not give us your Social Security number, Medicare number, bank or card numbers, or health information through this website. We do not ask for them.

Information collected automatically. When you visit, our servers and tools record technical information such as your IP address, browser type, device type, operating system, internet service provider, referring and exit pages, pages viewed, and the date and time of your visit. This information does not identify you by name.

3. How We Use Your Information

We use your information to:

• respond to your questions and requests;
• arrange for a licensed insurance agent to contact you about Medicare Advantage and Medicare Part D plans, if you asked to be contacted;
• send you calls, text messages, and emails only as described in Section 6;
• operate, secure, and improve our website;
• keep records of your consent and your opt-out requests; and
• comply with the law.

We will not use your personal information for a new purpose that you have not agreed to without first telling you and, where the law requires, getting your consent.

4. Who We Share Your Information With

We share your information only in the following ways.

• Licensed insurance agents. Your information will be provided to a licensed insurance agent for future contact.
• Insurance carriers. We may share your information with Medicare Advantage organizations and Part D sponsors whose plans you ask about.
• Service providers. We use companies that help us run our website, store data, send messages, and keep consent records. They may use your information only to do the work we hired them for.
• Legal and safety reasons. We may disclose information when required by law, court order, or government request, to enforce our agreements, or to protect the rights, property, or safety of our users or others.
• Business changes. If we are involved in a merger, acquisition, or sale of assets, your information may be transferred. We will tell you by email or a notice on our website before it becomes subject to a different privacy policy.

We do not sell or share your personal information with any other company that markets Medicare plans unless you give separate written consent for that specific company. When we ask, we will list each company by name and let you accept or decline each one separately. Agreeing is never required to receive information from us. The companies you approve are listed on the form at the time you consent: [List named companies here, or state “none”].

We do not share your personal information with unnamed “affiliates,” “sister companies,” or “marketing partners.”

5. Your Choices and How to Opt Out

You are in control of how we contact you. You may opt out at any time, by any reasonable means:

• Text messages: reply STOP to any text message.
• Email: click the unsubscribe link in any email, use our Email Opt-Out Form, or email info@bestpremiumquotes.com.
• Calls: tell the representative to stop, use our Communications Opt-Out Form, or email us.

We will process opt-out requests within 10 business days. Opting out will not affect your current or future Medicare coverage, benefits, or enrollment status. If you opt out of one channel, tell us if you want to opt out of all channels.

You may also decline cookies in your browser, though some parts of the site may not work as expected.

6. Consent to Be Contacted

We call or text you with autodialed or prerecorded messages, and we market to you by phone, text, or email, only if you have given your express written consent by checking an unchecked box on one of our forms. Your consent is not a condition of purchasing any goods or services. Message and data rates may apply. You may revoke your consent at any time as described in Section 5. Visiting this website or submitting a general question does not by itself give us consent to market to you.

7. Cookies and Similar Technologies

We use cookies, web beacons (clear GIFs), and similar tools to make the site work, understand how it is used, and measure whether our emails are opened. A cookie is a small text file stored on your device. Session cookies expire when you close your browser. Persistent cookies stay until they expire or you delete them.

Some of our advertising and analytics partners also place cookies or similar tools on this site. We do not control those tools, and this policy does not cover their use. [Describe analytics, advertising, and any session-recording or consent-capture tools you use, and how a visitor can opt out. State whether you honor browser “Do Not Track” or Global Privacy Control signals.]

8. Third-Party Advertising and Links

Our site may show ads delivered by advertising partners, and may link to other websites, including carrier and government sites. We are not responsible for the privacy practices of other websites. Please read their policies before giving them your information.

9. How We Protect Your Information

We use reasonable safeguards, including encryption of data in transit, secure servers behind firewalls, password protection, and limiting access to staff who need it. No method of transmitting or storing information is completely secure, and email is not encrypted. We cannot guarantee absolute security.

10. How Long We Keep Your Information

We keep your personal information only as long as we need it for the purposes described in this policy. We keep records of your consent and opt-out requests for [10 years], as required for compliance and regulatory review. After that, we delete or de-identify the information.

11. Your Privacy Rights

Depending on where you live, you may have the right to:

• know what personal information we collect, use, and share;
• access a copy of your personal information;
• correct inaccurate information;
• delete your personal information, subject to legal exceptions such as our consent-record requirements;
• opt out of the sale or sharing of your personal information; and
• not be treated unfairly for using these rights.

To make a request, email info@bestpremiumquotes.com or call [phone number]. We may need to verify your identity first. You may use an authorized agent to make a request for you. We will respond within the time required by applicable law.

12. Children

This website is intended for adults. We do not knowingly collect personal information from anyone under the age of 13. If you believe a child has given us information, contact us and we will delete it.

13. Changes to This Policy

We may update this Privacy Policy from time to time. We will post the updated version on this page with a new effective date. If we make a material change, we will post a notice on our homepage and, where the law requires, ask for your consent again.

14. Medicare Disclosures

This is a solicitation of insurance.

We do not offer every plan available in your area. Currently, we represent 4 organizations which offer 2,034 products in your area. Please contact Medicare.gov, 1-800-MEDICARE (TTY 1-877-486-2048), 24 hours a day/7 day a week, or your local State Health Insurance Assistance Program (SHIP) to get information on all of your options.

Plans are insured or covered by a Medicare Advantage organization with a Medicare contract and/or a Medicare-approved Part D sponsor. Enrollment in the plan depends on the plan’s contract renewal with Medicare.

Medicare.gov is the official U.S. government website for Medicare, a health insurance program for people age 65 or older and for some younger people with certain disabilities.

We are not connected with or endorsed by the U.S. government or the federal Medicare program.

15. Contact Us

If you have questions about this Privacy Policy or want to exercise your choices or rights, contact us:

Email: info@bestpremiumquotes.com